SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSISSIPPI
QUALITY INN franchise in Mississippi: what the public record shows
Franchisees of QUALITY INN in Mississippi have taken 18 SBA loans in the FY1991–present FOIA files (average $1,802,639). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 28 franchised outlets in Mississippi (fiscal 2025) — about 0.95 per 100k residents.
Loans in MS
18
Charged off (all years)
2 of 10
Loss ratio in MS
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MS. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 28 | 0 |
| 2024 | 28 | 0 |
| 2025 | 28 | 0 |
| System | Loans in MS | Charged off (all years) | Loss ratio in MS | Units in MS |
|---|---|---|---|---|
| Days Inn | 40 | 3 of 30 | — | — |
| Super 8 | 35 | 3 of 20 | — | — |
| Comfort Inn | 22 | 2 of 17 | — | — |
| Best Western Inn | 19 | 3 of 13 | — | — |
| Ramada Inn | 16 | 1 of 13 | — | — |
| Holiday Inn Express | 15 | 2 of 11 | — | — |
| Hampton Inns | 13 | 0 of 7 | — | — |
| ECONO LODGE | 11 | 1 of 5 | — | 23 |
| Red Roof Inn | 10 | 0 of 3 | — | — |
| Holiday Inn | 9 | 0 of 4 | — | — |
| La Quinta Inn | 9 | 0 of 6 | — | — |
| Motel 6 | 6 | 0 of 4 | — | — |
Other systems in QUALITY INN's sector whose franchisees borrowed in Mississippi. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.