SBA 7(a)/504 FOIA · FY1991–PRESENT · OKLAHOMA
QUALITY INN franchise in Oklahoma: what the public record shows
Franchisees of QUALITY INN in Oklahoma have taken 10 SBA loans in the FY1991–present FOIA files (average $1,604,390). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 24 franchised outlets in Oklahoma (fiscal 2025) — about 0.59 per 100k residents.
Loans in OK
10
Charged off (all years)
1 of 5
Loss ratio in OK
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OK. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 16 | 0 |
| 2024 | 20 | 0 |
| 2025 | 24 | 0 |
| System | Loans in OK | Charged off (all years) | Loss ratio in OK | Units in OK |
|---|---|---|---|---|
| Best Western Inn | 32 | 2 of 20 | — | — |
| Days Inn | 32 | 2 of 21 | — | — |
| Super 8 | 24 | 4 of 19 | — | — |
| Holiday Inn Express | 15 | 1 of 6 | — | — |
| Hampton Inns | 14 | 1 of 8 | — | — |
| Ramada Inn | 13 | 2 of 12 | — | — |
| Comfort Inn | 9 | 0 of 5 | — | — |
| La Quinta Inn | 9 | 3 of 7 | — | — |
| Choice Hotels International | 8 | 4 of 5 | — | — |
| Holiday Inn | 8 | 1 of 7 | — | — |
| Travelodge | 8 | 1 of 6 | — | — |
| Microtel | 7 | 1 of 7 | — | — |
Other systems in QUALITY INN's sector whose franchisees borrowed in Oklahoma. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.