SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
QUALITY INN franchise in Pennsylvania: what the public record shows
Franchisees of QUALITY INN in Pennsylvania have taken 29 SBA loans since 1991 (average $2,352,586), and of the 11 loans whose story has ended, 0.0% were charged off — versus 9.0% for QUALITY INN nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 49 franchised outlets in Pennsylvania (fiscal 2025) — about 0.37 per 100k residents.
Loans in PA
29
Resolved
11
Local charge-off
0.0%
National charge-off
9.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 49 | 0 |
| 2024 | 51 | 0 |
| 2025 | 49 | 0 |
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| Subway | 335 | 7.9% | 550 |
| DAIRY QUEEN | 79 | 7.4% | — |
| Minuteman Press | 39 | 5.0% | — |
| EDIBLE ARRANGEMENTS | 31 | 4.2% | 32 |
| Home Instead | 29 | 0.0% | 41 |
| ECONO LODGE | 27 | 0.0% | 24 |
| Matco Tools | 27 | 26.1% | — |
| Sport Clips | 22 | 0.0% | 45 |
| MASSAGE ENVY | 20 | 0.0% | 23 |
| RODEWAY INN | 19 | thin | 20 |
| ALPHAGRAPHICS | 16 | 7.7% | 3 |
| Fastsigns | 14 | thin | — |
Same sector, same state, same public records — how QUALITY INN compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing QUALITY INN's numbers, including talking you out of a bad deal.