SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
QUALITY INN franchise in Pennsylvania: what the public record shows
Franchisees of QUALITY INN in Pennsylvania have taken 29 SBA loans in the FY1991–present FOIA files (average $2,352,586). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 49 franchised outlets in Pennsylvania (fiscal 2025) — about 0.37 per 100k residents.
Loans in PA
29
Charged off (all years)
0 of 11
Loss ratio in PA
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 49 | 0 |
| 2024 | 51 | 0 |
| 2025 | 49 | 0 |
| System | Loans in PA | Charged off (all years) | Loss ratio in PA | Units in PA |
|---|---|---|---|---|
| Days Inn | 52 | 3 of 36 | 0.5×NOT CLEAR | — |
| Super 8 | 39 | 3 of 24 | — | — |
| Red Roof Inn | 28 | 0 of 10 | — | — |
| ECONO LODGE | 27 | 0 of 17 | — | 24 |
| Holiday Inn Express | 27 | 0 of 13 | — | — |
| Comfort Inn | 25 | 1 of 14 | — | — |
| Best Western Inn | 22 | 1 of 13 | — | — |
| RODEWAY INN | 19 | 1 of 9 | — | 20 |
| Ramada Inn | 18 | 2 of 13 | — | — |
| Holiday Inn | 15 | 0 of 4 | — | — |
| Travelodge | 12 | 0 of 7 | — | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 11 | 0 of 4 | — | — |
Other systems in QUALITY INN's sector whose franchisees borrowed in Pennsylvania. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.