SBA 7(a)/504 FOIA · FY1991–PRESENT · TENNESSEE
QUALITY INN franchise in Tennessee: what the public record shows
Franchisees of QUALITY INN in Tennessee have taken 30 SBA loans in the FY1991–present FOIA files (average $1,762,453). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. QUALITY INN's national ratio is 0.7×. Its latest FDD Item 20 state table reports 69 franchised outlets in Tennessee (fiscal 2025) — about 0.95 per 100k residents.
Loans in TN
30
Charged off (all years)
2 of 17
Loss ratio in TN
—
Loss ratio nationally
0.7×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TN. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 66 | 0 |
| 2024 | 71 | 0 |
| 2025 | 69 | 0 |
| System | Loans in TN | Charged off (all years) | Loss ratio in TN | Units in TN |
|---|---|---|---|---|
| Super 8 | 41 | 0 of 28 | — | — |
| Holiday Inn Express | 29 | 2 of 21 | — | — |
| Comfort Inn | 28 | 3 of 16 | — | — |
| Days Inn | 26 | 2 of 15 | — | — |
| Hampton Inns | 26 | 1 of 16 | — | — |
| Best Western Inn | 23 | 1 of 17 | — | — |
| Country Inn | 18 | 0 of 11 | — | 13 |
| Ramada Inn | 16 | 4 of 12 | — | — |
| Holiday Inn | 15 | 2 of 8 | — | — |
| Motel 6 | 15 | 2 of 6 | — | — |
| ECONO LODGE | 14 | 4 of 10 | — | 35 |
| SLEEP INN | 14 | 1 of 11 | — | 21 |
Other systems in QUALITY INN's sector whose franchisees borrowed in Tennessee. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing QUALITY INN’s numbers, including talking you out of a bad deal.