SBA 7(a)/504 FOIA · FY1991–PRESENT · CONNECTICUT
Quiznos franchise in Connecticut: what the public record shows
Franchisees of Quiznos in Connecticut have taken 28 SBA loans since 1991 (average $160,296), and of the 25 loans whose story has ended, 52.0% were charged off — versus 28.5% for Quiznos nationally and 14.8% across all rateable franchise brands.
Loans in CT
28
Resolved
25
Local charge-off
52.0%
National charge-off
28.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
7,524
statewide, all operators
Per 100k residents
204.7
national 179.9
Versus the country
+14%
denser
Every business in Quiznos's industry operating in Connecticut — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$590
Connecticut, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+10%
costlier to staff
What Quiznos's industry actually pays workers in Connecticut, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in CT | Local charge-off | Units in CT |
|---|---|---|---|
| Domino's Pizza | 34 | 22.7% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 28 | 0.0% | — |
| Cold Stone Creamery | 11 | thin | — |
| Wayback Burgers | 8 | thin | — |
| Carvel Ice Cream | 7 | thin | — |
| Five Guys | 7 | thin | — |
| Kentucky Fried Chicken | 7 | thin | — |
| Ben & Jerry'S Ice Cream | 6 | thin | — |
| Charley'S Grilled Subs | 5 | thin | — |
| Moe'S Sw Grill | 5 | thin | — |
| Noodles & Company | 5 | thin | — |
Same sector, same state, same public records — how Quiznos compares to the systems a buyer in Connecticut would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Quiznos's numbers, including talking you out of a bad deal.