FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · CONNECTICUT

Quiznos franchise in Connecticut: what the public record shows

Franchisees of Quiznos in Connecticut have taken 28 SBA loans since 1991 (average $160,296), and of the 25 loans whose story has ended, 52.0% were charged off — versus 28.5% for Quiznos nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Connecticutvs national

Loans in CT

28

Resolved

25

Local charge-off

52.0%

National charge-off

28.5%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Connecticut vs nationalTypical density

Businesses in this industry

7,524

statewide, all operators

Per 100k residents

204.7

national 179.9

Versus the country

+14%

denser

Every business in Quiznos's industry operating in Connecticut — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Connecticut12 systems

Same sector, same state, same public records — how Quiznos compares to the systems a buyer in Connecticut would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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