SBA 7(a)/504 FOIA · FY1991–PRESENT · WASHINGTON
Quiznos franchise in Washington: what the public record shows
Franchisees of Quiznos in Washington have taken 105 SBA loans since 1991 (average $152,533), and of the 88 loans whose story has ended, 20.5% were charged off — versus 28.5% for Quiznos nationally and 14.8% across all rateable franchise brands.
Loans in WA
105
Resolved
88
Local charge-off
20.5%
National charge-off
28.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
14,972
statewide, all operators
Per 100k residents
188.1
national 179.9
Versus the country
+5%
denser
Every business in Quiznos's industry operating in Washington — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$644
Washington, BLS QCEW 2025
National average
$537
same industry, all states
Versus the country
+20%
costlier to staff
What Quiznos's industry actually pays workers in Washington, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in WA | Local charge-off | Units in WA |
|---|---|---|---|
| Baskin-Robbins | 37 | 6.3% | — |
| Cold Stone Creamery | 34 | 10.7% | — |
| Taco Del Mar | 30 | 29.6% | — |
| Domino's Pizza | 28 | 4.8% | — |
| Papa Murphy'S | 28 | 0.0% | — |
| Jimmy John's | 27 | 0.0% | — |
| Dutch Bros. Coffee | 17 | 0.0% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 16 | 0.0% | — |
| Port of Subs | 15 | 9.1% | — |
| Arby's | 13 | 15.4% | — |
| MENCHIE'S | 12 | 20.0% | — |
| Round Table Pizza | 11 | thin | — |
Same sector, same state, same public records — how Quiznos compares to the systems a buyer in Washington would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Quiznos's numbers, including talking you out of a bad deal.