SBA 7(a)/504 FOIA · FY1991–PRESENT · KENTUCKY
Radioshack franchise in Kentucky: what the public record shows
Franchisees of Radioshack in Kentucky have taken 13 SBA loans in the FY1991–present FOIA files (average $116,853). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Radioshack's national ratio is 1.1× (not clearly different from 1.0×).
Loans in KY
13
Charged off (all years)
1 of 13
Loss ratio in KY
—
Loss ratio nationally (not clear)
1.1×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = KY. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in KY | Charged off (all years) | Loss ratio in KY | Units in KY |
|---|---|---|---|---|
| Ace Hardware | 13 | 0 of 10 | — | — |
| Play It Again Sports | 8 | 2 of 7 | — | — |
| Naturals2Go | 5 | — | — | — |
Other systems in Radioshack's sector whose franchisees borrowed in Kentucky. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Radioshack’s numbers, including talking you out of a bad deal.