SBA 7(a)/504 FOIA · FY1991–PRESENT · TENNESSEE
Ramada Inn franchise in Tennessee: what the public record shows
Franchisees of Ramada Inn in Tennessee have taken 15 SBA loans since 1991 (average $1,092,533), and of the 11 loans whose story has ended, 36.4% were charged off — versus 18.1% for Ramada Inn nationally and 14.8% across all rateable franchise brands.
Loans in TN
15
Resolved
11
Local charge-off
36.4%
National charge-off
18.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in TN | Local charge-off | Units in TN |
|---|---|---|---|
| Super 8 | 43 | 3.3% | — |
| Holiday Inn Express | 42 | 14.3% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 36 | 13.6% | — |
| Hampton Inns | 26 | 6.3% | — |
| Days Inn | 22 | 13.3% | — |
| Best Western Inn | 16 | 7.1% | — |
| Motel 6 | 15 | thin | — |
| La Quinta Inn | 11 | thin | — |
| Microtel | 11 | thin | — |
| Baymont Inn & Suites | 9 | thin | — |
| Red Roof Inn | 9 | thin | — |
| Choice Hotels International | 8 | thin | — |
Same sector, same state, same public records — how Ramada Inn compares to the systems a buyer in Tennessee would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Ramada Inn's numbers, including talking you out of a bad deal.