FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS

Ramada Inn franchise in Texas: what the public record shows

Franchisees of Ramada Inn in Texas have taken 71 SBA loans since 1991 (average $1,103,703), and of the 59 loans whose story has ended, 18.6% were charged off — versus 18.1% for Ramada Inn nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Texasvs national

Loans in TX

71

Resolved

59

Local charge-off

18.6%

National charge-off

18.1%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in Texas12 systems

Same sector, same state, same public records — how Ramada Inn compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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