SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA
Ramada Inn franchise in Virginia: what the public record shows
Franchisees of Ramada Inn in Virginia have taken 21 SBA loans since 1991 (average $1,120,568), and of the 14 loans whose story has ended, 21.4% were charged off — versus 18.1% for Ramada Inn nationally and 14.8% across all rateable franchise brands.
Loans in VA
21
Resolved
14
Local charge-off
21.4%
National charge-off
18.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in VA | Local charge-off | Units in VA |
|---|---|---|---|
| Super 8 | 50 | 0.0% | — |
| Days Inn | 36 | 25.8% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 27 | 6.3% | — |
| Holiday Inn Express | 26 | 11.8% | — |
| Best Western Inn | 15 | 9.1% | — |
| Howard Johnson | 15 | 21.4% | — |
| Microtel | 15 | 36.4% | — |
| Motel 6 | 14 | thin | — |
| Travelodge | 14 | thin | — |
| Clarion Inn & Suites | 13 | thin | — |
| Red Roof Inn | 12 | thin | — |
| Choice Hotels International | 11 | thin | — |
Same sector, same state, same public records — how Ramada Inn compares to the systems a buyer in Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Ramada Inn's numbers, including talking you out of a bad deal.