FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · KENTUCKY

Red Roof Inn franchise in Kentucky: what the public record shows

Franchisees of Red Roof Inn in Kentucky have taken 13 SBA loans in the FY1991–present FOIA files (average $1,794,230). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Red Roof Inn's national ratio is 0.5×.

SBA loan outcomes · Kentuckyvs same-year franchise loans

Loans in KY

13

Charged off (all years)

0 of 7

Loss ratio in KY

—

Loss ratio nationally

0.5×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = KY. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in Kentucky12 systems
SystemLoans in KYCharged off (all years)Loss ratio in KYUnits in KY
Super 8262 of 20——
Days Inn244 of 18——
ECONO LODGE190 of 10—14
Holiday Inn Express153 of 8——
QUALITY INN142 of 6—35
Best Western Inn121 of 6——
Motel 6110 of 5——
Comfort Inn91 of 6——
Ramada Inn90 of 5——
Howard Johnson80 of 8——
Country Hearth Inn71 of 7——
Holiday Inn72 of 5——

Other systems in Red Roof Inn's sector whose franchisees borrowed in Kentucky. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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