SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
SAM THE CONCRETE MAN franchise in Georgia: what the public record shows
Franchisees of SAM THE CONCRETE MAN in Georgia have taken 5 SBA loans since 1991 (average $150,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 28.6% is the better guide.
Loans in GA
5
Resolved
1
Local charge-off
thin
National charge-off
28.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
3,067
statewide, all operators
Per 100k residents
27.4
national 39.6
Versus the country
-31%
thinner
Every business in SAM THE CONCRETE MAN's industry operating in Georgia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$1,374
Georgia, BLS QCEW 2025
National average
$1,252
same industry, all states
Versus the country
+10%
costlier to staff
What SAM THE CONCRETE MAN's industry actually pays workers in Georgia, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in GA | Local charge-off | Units in GA |
|---|---|---|---|
| Ace Hardware | 79 | 19.6% | — |
| Budget Blinds | 12 | thin | — |
| ACE HANDYMAN SERVICES | 9 | thin | 22 |
| MIGHTY DOG ROOFING | 9 | thin | — |
| Mr. Electric | 9 | thin | — |
| Mr. Handyman | 9 | thin | — |
| ProLift Garage Doors | 5 | thin | 2 |
Same sector, same state, same public records — how SAM THE CONCRETE MAN compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SAM THE CONCRETE MAN's numbers, including talking you out of a bad deal.