ITEMS 5–7 · FDD 2026
How much is a SelectQuote Local Insurance franchise?
Per SelectQuote Local Insurance's 2026 FDD, the initial franchise fee is $55K (Item 5) and the total initial investment runs $79K–$119K (Item 7); once open, you pay an ongoing royalty of 20.0% of gross sales (Item 6).
$55K
one-time, to buy in
20.0%
of gross sales, ongoing
$79K–$119K
franchisor's own estimate
| Cost line | SelectQuote Local Insurance | Sector median |
|---|---|---|
| Initial franchise fee ITEM 5 | $55K | $27K |
| Ongoing royalty ITEM 6 | 20.0% | 6.0% |
| Total initial investment ITEM 7 | $79K–$119K | $69K–$120K |
MEDIANS: LATEST REAL FDD FILINGS OF 28 BUSINESS SERVICES SYSTEMS · FULL BUSINESS SERVICES BENCHMARK →
The buy-in is the smaller number. The larger one is the drag: 20.0% of every sale leaves before rent, labor, or your salary — so breakeven depends on volume you cannot know from the FDD, and this brand publishes no Item 19 earnings data to anchor it.
To open (Item 7)
$79K–$119K
all-in investment range
Franchise fee (Item 5)
$55K
upfront, one-time
Royalty (Item 6)
20%
of sales, ongoing
Your figure — this brand discloses no Item 19 earnings; validate with current & former owners.
Royalty you'd pay / yr
$200K
20% of sales, before profit
Over a 10-yr term
$2M
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for SelectQuote Local Insurance with an independent CPASelectQuote Local Insurance cost questions, answered from the filing
How much is a SelectQuote Local Insurance franchise?
Per SelectQuote Local Insurance's 2026 FDD, opening a franchise requires an initial franchise fee of $55K (Item 5) and a total initial investment of $79K–$119K (Item 7). Item 7 is the franchisor's own estimate — treat the low end as a floor, not a budget.
What royalty does SelectQuote Local Insurance charge?
SelectQuote Local Insurance charges an ongoing royalty of 20.0% of gross sales, per Item 6 of its 2026 FDD. The median across 28 business services systems tracked here is 6.0%.
Does SelectQuote Local Insurance tell you what franchisees earn?
No — SelectQuote Local Insurance's 2026 FDD makes no Item 19 earnings claim, so any revenue figure you hear comes from sales conversations, not disclosure documents. Validate with current and former franchisees.
The SelectQuote Local Insurance validation checklist
questions built from this brand's own filings · read them all on the profile
Want this as a checklist you can take to the calls?
I'll email you the printable version, and tell you if SelectQuote Local Insurance’s numbers move — a new filing, a rising exit rate, a distress signal. Unsubscribe in one click.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SelectQuote Local Insurance's numbers, including talking you out of a bad deal.