FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW HAMPSHIRE

SERVPRO (UNIT) franchise in New Hampshire: what the public record shows

Franchisees of SERVPRO (UNIT) in New Hampshire have taken 13 SBA loans since 1991 (average $741,915)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 6.4% is the better guide. Its latest FDD Item 20 state table reports 17 franchised outlets in New Hampshire (fiscal 2025) — about 1.21 per 100k residents.

SBA loan outcomes · New Hampshirevs national

Loans in NH

13

Resolved

7

Local charge-off

thin

National charge-off

6.4%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · New Hampshire vs nationalDense market

Businesses in this industry

465

statewide, all operators

Per 100k residents

33

national 26.7

Versus the country

+24%

denser

Every business in SERVPRO (UNIT)'s industry operating in New Hampshire — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Franchised outlets in New Hampshire · FDD Item 20+3 over the disclosed window
Fiscal yearFranchisedCompany-owned
2023140
2024160
2025170
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