SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW JERSEY
Smoothie King (Health Food Store) franchise in New Jersey: what the public record shows
Franchisees of Smoothie King (Health Food Store) in New Jersey have taken 18 SBA loans since 1991 (average $182,288), and of the 10 loans whose story has ended, 0.0% were charged off — versus 12.2% for Smoothie King (Health Food Store) nationally and 14.8% across all rateable franchise brands.
Loans in NJ
18
Resolved
10
Local charge-off
0.0%
National charge-off
12.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NJ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
18,596
statewide, all operators
Per 100k residents
195.7
national 179.9
Versus the country
+9%
denser
Every business in Smoothie King (Health Food Store)'s industry operating in New Jersey — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in NJ | Local charge-off | Units in NJ |
|---|---|---|---|
| Dunkin Donuts/Baskin-Robbins Co-Brand | 245 | 2.9% | — |
| Quiznos | 107 | 25.3% | — |
| Rita'S Real Italian Water Ice | 62 | 7.5% | — |
| Domino's Pizza | 56 | 12.8% | — |
| Burger King | 55 | 0.0% | — |
| Cold Stone Creamery | 47 | 19.4% | — |
| Saladworks | 42 | 36.1% | — |
| Blimpie | 35 | 17.9% | — |
| Manhattan Bagel | 32 | 10.7% | — |
| Papa Johns | 30 | 31.8% | — |
| RITA'S ICE-CUSTARD-HAPPINESS | 24 | 6.7% | — |
| Philly Soft Pretzel Factory | 22 | 35.0% | — |
Same sector, same state, same public records — how Smoothie King (Health Food Store) compares to the systems a buyer in New Jersey would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Smoothie King (Health Food Store)'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →