SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
Smoothie King (Health Food Store) franchise in Ohio: what the public record shows
Franchisees of Smoothie King (Health Food Store) in Ohio have taken 17 SBA loans since 1991 (average $243,682)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 12.2% is the better guide.
Loans in OH
17
Resolved
9
Local charge-off
thin
National charge-off
12.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
20,528
statewide, all operators
Per 100k residents
172.7
national 179.9
Versus the country
-4%
thinner
Every business in Smoothie King (Health Food Store)'s industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in OH | Local charge-off | Units in OH |
|---|---|---|---|
| Quiznos | 99 | 25.0% | — |
| Domino's Pizza | 75 | 8.2% | — |
| Jimmy John's | 73 | 9.6% | — |
| East of Chicago Pizza | 70 | 19.2% | — |
| Cold Stone Creamery | 58 | 17.1% | — |
| Biggby Coffee | 53 | 0.0% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 50 | 20.0% | — |
| Mr. Hero Sandwich Shop | 38 | 2.9% | — |
| Zeppe'S | 37 | 3.1% | — |
| Arby's | 34 | 0.0% | — |
| Culver's | 34 | 0.0% | — |
| Marco's Pizza | 31 | 0.0% | — |
Same sector, same state, same public records — how Smoothie King (Health Food Store) compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Smoothie King (Health Food Store)'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →