OFFICIAL FILING · MN · 2026
Stemtree FDD (Franchise Disclosure Document) — 2026
The FDD is the 23-item legal disclosure every U.S. franchisor must hand you at least 14 days before you sign or pay anything (FTC Franchise Rule, 16 CFR 436). Stemtree's most recent FDD tracked here was filed in 2026 with the Minnesota Department of Commerce (public CARDS portal) — and because registration-state filings are public records, you can read it free, without giving a broker your phone number.
THE SAME DOCUMENT SITES SELL OR GATE BEHIND LEAD FORMS. FILED 2026 · SOURCE STATE MN
| ITEM 5 | Initial franchise fee | $45K |
| ITEM 6 | Ongoing royalty | 8.0% of gross sales |
| ITEM 7 | Total initial investment | $110K–$241K |
| ITEM 3 | Disclosed litigation matters | 0 |
| ITEM 19 | Earnings disclosure (FPR) | Yes — median unit volume $241K (FPR #1 (2025): "As of December 31, 2025, we had 18 franchised outlets, 14 of which operated the entire year. 2 other outlets opened part way through the year (in April 2024 or later) and 2 outlets closed part way through the year and we exclude earnings information on those outlets." Top 25% quartile = 4 outlets, average Gross Sales $359,089.42, median $357,598.17, highest $414,759.50, lowest $306,401.84, "2 (50%)" attained or surpassed. FPR #3 (Systemwide, 2025): Average Gross Revenue $249,242.74; Median Gross Revenue $241,483.60; Low $62,243.81; High $588,215.30; Total Gross Revenue $3,738,641.12; "% Increase with Respect to the previous year" 67%.) |
| ITEM 20 | Outlets (fiscal 2025) | 16 franchised at year end · 2 exits (12.5% annualized) |
| ITEM 21 | Franchisor financial statements | clean (unqualified) audit opinion — Barnes, Brock, Cornwell & Painter, PLC |
Citation discipline: every figure above is extracted from the 2026 Stemtree FDD as filed and links back to that document. Fields the filing did not state are omitted — nothing here is estimated, surveyed, or filled in from marketing material. FDDs are reissued annually; verify against the current issuance before relying on any number.
Stemtree FDD questions, answered
Where can I download the Stemtree FDD for free?
Stemtree's 2026 Franchise Disclosure Document is a public record, filed with the Minnesota Department of Commerce (public CARDS portal). It can be downloaded free from the source link on this page — no broker form, no email signup required.
What year is Stemtree's most recent FDD on file?
The most recent Stemtree FDD tracked here was filed in 2026 with the Minnesota Department of Commerce (public CARDS portal). Franchisors must update their FDD annually, so confirm you are reading the current issuance before signing.
Does Stemtree's FDD disclose earnings (Item 19)?
Yes — Stemtree makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $241K. Read the basis fine print: franchisors choose which units and metrics to include.
What does Stemtree's FDD Item 20 show?
In fiscal 2025, Stemtree ended with 16 franchised outlets; 2 of 16 open at the start of the year left the system — an annualized exit rate of 12.5% (terminations, non-renewals, and "ceased operations — other reasons").
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Stemtree's numbers, including talking you out of a bad deal.
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