FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · MINNESOTA

Super 8 franchise in Minnesota: what the public record shows

Franchisees of Super 8 in Minnesota have taken 73 SBA loans since 1991 (average $602,932), and of the 61 loans whose story has ended, 21.3% were charged off — versus 10.4% for Super 8 nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Minnesotavs national

Loans in MN

73

Resolved

61

Local charge-off

21.3%

National charge-off

10.4%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in Minnesota11 systems

Same sector, same state, same public records — how Super 8 compares to the systems a buyer in Minnesota would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Super 8's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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