SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH DAKOTA
SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN franchise in North Dakota: what the public record shows
Franchisees of SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN in North Dakota have taken 6 SBA loans since 1991 (average $207,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 23.9% is the better guide. Its latest FDD Item 20 state table reports 3 franchised outlets in North Dakota (fiscal 2025) — about 0.38 per 100k residents.
Loans in ND
6
Resolved
5
Local charge-off
thin
National charge-off
23.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = ND. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
349
statewide, all operators
Per 100k residents
43.8
national 26.5
Versus the country
+65%
denser
Every business in SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN's industry operating in North Dakota — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 2 | — |
| 2024 | 2 | — |
| 2025 | 3 | — |
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN's numbers, including talking you out of a bad deal.
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