SBA 7(a)/504 FOIA · FY1991–PRESENT · WASHINGTON
The Goddard School franchise in Washington: what the public record shows
Franchisees of The Goddard School in Washington have taken 25 SBA loans since 1991 (average $2,097,224), and of the 10 loans whose story has ended, 0.0% were charged off — versus 2.9% for The Goddard School nationally and 14.8% across all rateable franchise brands.
Loans in WA
25
Resolved
10
Local charge-off
0.0%
National charge-off
2.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,606
statewide, all operators
Per 100k residents
32.7
national 26.5
Versus the country
+23%
denser
Every business in The Goddard School's industry operating in Washington — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$708
Washington, BLS QCEW 2025
National average
$645
same industry, all states
Versus the country
+10%
costlier to staff
What The Goddard School's industry actually pays workers in Washington, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in WA | Local charge-off | Units in WA |
|---|---|---|---|
| Kiddie Academy | 11 | thin | — |
| SYLVAN LEARNING | 9 | thin | 20 |
| School of Rock | 8 | thin | — |
| Huntington Learning Center | 7 | thin | — |
Same sector, same state, same public records — how The Goddard School compares to the systems a buyer in Washington would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing The Goddard School's numbers, including talking you out of a bad deal.