FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS

Wicks 'N' Sticks franchise in Texas: what the public record shows

Franchisees of Wicks 'N' Sticks in Texas have taken 13 SBA loans since 1991 (average $135,415), and of the 11 loans whose story has ended, 36.4% were charged off — versus 32.2% for Wicks 'N' Sticks nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Texasvs national

Loans in TX

13

Resolved

11

Local charge-off

36.4%

National charge-off

32.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in Texas12 systems
SystemLoans in TXLocal charge-offUnits in TX
THE UPS STORE NON-TRADITIONAL1799.3%440
Naturals2Go490.0%
Batteries Plus Bulbs3731.8%
Golf Etc.3346.7%
KID TO KID3219.0%
Once Upon a Child2710.0%
Play It Again Sports (Retail Sports)2435.0%
Cartridge World1926.3%
HobbyTown1630.8%
Golf U.S.a. (Retail Golf Equip.)1272.7%
Candy Bouquet1070.0%
FLOWERAMA9thin

Same sector, same state, same public records — how Wicks 'N' Sticks compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Wicks 'N' Sticks's numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →