SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS
World Fuel Services, Inc Wholesale Supply Agreement franchise in Illinois: what the public record shows
Franchisees of World Fuel Services, Inc Wholesale Supply Agreement in Illinois have taken 18 SBA loans since 1991 (average $1,461,644)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide.
Loans in IL
18
Resolved
5
Local charge-off
thin
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
4,609
statewide, all operators
Per 100k residents
36.3
national 30.2
Versus the country
+20%
denser
Every business in World Fuel Services, Inc Wholesale Supply Agreement's industry operating in Illinois — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$1,065
Illinois, BLS QCEW 2025
National average
$1,002
same industry, all states
Versus the country
+6%
costlier to staff
What World Fuel Services, Inc Wholesale Supply Agreement's industry actually pays workers in Illinois, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in IL | Local charge-off | Units in IL |
|---|---|---|---|
| Merlin'S Muffler | 58 | 15.4% | — |
| Meineke | 49 | 24.3% | — |
| Midas Muffler Shop | 29 | 22.2% | — |
| Citgo Service Station | 25 | 35.3% | — |
| All Tune and Lube | 24 | 33.3% | — |
| Maaco Auto Painting Center | 21 | 27.8% | — |
| JIFFY LUBE | 20 | 0.0% | 100 |
| Shell Service Station | 19 | 15.4% | — |
| Mobil Oil (Stations) | 18 | 12.5% | — |
| Carstar | 15 | thin | — |
| Amoco (Gas Station) | 13 | thin | — |
| Milex/ Mr. Transmission | 13 | 45.5% | — |
Same sector, same state, same public records — how World Fuel Services, Inc Wholesale Supply Agreement compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing World Fuel Services, Inc Wholesale Supply Agreement's numbers, including talking you out of a bad deal.