Verified — real FDD extraction
SBA-eligible · directory code S0010 since 2017
101 MOBILITY
Other · independent · est. —
101 Mobility sells and installs mobility and accessibility equipment such as stairlifts, wheelchair ramps, vehicle lifts, and home elevators. A franchisee runs a local sales-and-installation operation, often anchored by a showroom, serving seniors, people with disabilities, and their families in a protected territory.
101 MOBILITY net unit count declined -7.8% from 2023–2025 per its FDD Item 20.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).
The verdict
Proven & steady
Distress
A real track record with an unremarkable region of the ledger: neither the growth nor the exits stand out, for better or worse. The main concern in the record: the system is shrinking.
Exit rate · latest year
13.5%
fiscal 2025, per Item 20
Cost to open
$196K–$281K
Item 7 total investment range
SBA loan defaults
7.1%
14 loans resolved — directional only
Behind the verdict
the record, factor by factor · Item 20
3-yr trend · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness
Systemwide units
2023–2025
Survival record
FDD Item 20 · outlet status by year
In fiscal 2025, 24 of 178 franchised outlets left the system — a 13.5% annualized exit rate. Not every exit is a failure — but this is the measurable floor.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2023 | 2024 | 2025 |
|---|---|---|---|
| Outlets at start | 188 | 193 | 194 |
| Opened | 5 | 1 | 10 |
| Transfers | 3 | 4 | 10 |
| Terminations | 0 | 0 | 2 |
| Non-renewals | 0 | 0 | 7 |
| Reacquired by franchisor | 0 | 0 | 0 |
| Ceased — other reasons | 0 | 0 | 15 |
| Outlets at end | 193 | 194 | 178 |
| Net change | +5 | +1 | -16 |
The lender's view
SBA 7(a)/504 loan performance · FY1991–present
Banks have made 26 SBA-backed loans to 101 MOBILITY franchisees since 2014. Only 14 have resolved so far — too thin for a reliable default rate, but 1 of them charged off.
—
14 resolved · too thin to rate
—
avg. charged-off $ ÷ approved $
—
default rate × loss severity
$323,840
what recent franchisees borrowed
66 mo
approval → charge-off, defaulted loans
8 vs 12
distinct banks still lending
Charge-off rate by loan approval year (%)
SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO 101 MOBILITY BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL
The owner's side of the deal
FDD × federal loan record
Who finances it
the Huntington National Bank
11.5% of this brand's loans
That lender charges off 10.1% of its loans to other franchise brands, vs 14.8% nationally.
Who buys it
64.0%
first-time franchise owners
The rest already owned at least one other franchise. Across the corpus, brands bought mostly by repeat operators charge off at roughly 10% versus 17% for brands sold mostly to newcomers.
Does experience help here?
Not enough resolved loans to split
Computed from 26 SBA 7(a)/504 loans to 101 MOBILITY franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a $74K franchise fee (Item 5) and a total investment of $196K–$281K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.
To open (Item 7)
$196K–$281K
all-in investment range
Franchise fee (Item 5)
$74K
upfront, one-time
Royalty (Item 6)
7%
of sales, ongoing
Your figure — cross-check against this brand's Item 19 and current-owner validation.
Royalty you'd pay / yr
$70K
7% of sales, before profit
Over a 10-yr term
$700K
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for 101 MOBILITY with an independent CPALabor record
US Dept. of Labor enforcement · franchisee-level · FY2005–present
Federal investigators have concluded 1 wage case against operators of this system, recovering $5K in back wages for 1 worker. These cases name franchisee-owned locations, not the franchisor itself.
Concluded cases
1
Back wages owed
$5K
Employees affected
1
Since 2020
0
Read this carefully. The employers in these cases are individual 101 MOBILITY franchisees — separately owned businesses operating under the brand name — not 101 MOBILITY itself. The franchisor is not the respondent and in most cases is not a party. What the record shows is how this system's operators run their payrolls, which is worth knowing before you become one of them. Counts rise with system size and with age: a 20-year-old, 10,000-unit system will out-count a young one regardless of conduct. Source: DOL Wage and Hour Division concluded compliance actions, FY2005–present, most recent finding 2020.
Modeled risk
FDD Risk Score · modeled from the public record
The public record puts this brand toward the riskier end of the systems we score — but the evidence is thin, so treat it as a range, not a number.
Risk percentile (range)
64–88 / 100
Directional
Modeled SBA charge-off
16.6%
Observed SBA charge-off
7.1%
Top drivers: Single-lender dependence (raises) · Net unit growth (raises) · Item 20 exit rate (raises) · Investment ceiling (log) (raises). Thin loan history — treat this as a range, not a number. A linear scorecard built from this brand's own disclosure figures plus the federal loan record behind its franchisees; full spec and cross-validated accuracy on the methodology page. A score is context, not a verdict.
Distress signals
news-sourced · bankruptcies, closures, lawsuits
No recent closures, bankruptcies, or major lawsuits found in the news for 101 MOBILITY. That's a good sign — but it reflects news coverage, not a guarantee.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing 101 MOBILITY's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →101 MOBILITY franchise questions, answered from the filings
What percentage of 101 MOBILITY franchises closed last year?
In 101 MOBILITY's latest FDD Item 20 (fiscal 2025), 24 of 178 franchised outlets left the system — an annualized exit rate of 13.5%. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.
How much does a 101 MOBILITY franchise cost?
Per 101 MOBILITY's 2026 FDD, buying in requires an initial franchise fee of $74K (Item 5) and a total initial investment of $196K–$281K (Item 7).
What royalty does 101 MOBILITY charge?
101 MOBILITY charges an ongoing royalty of 7.0% of gross sales, per Item 6 of its 2026 FDD.
Does 101 MOBILITY disclose earnings (Item 19)?
Yes — 101 MOBILITY makes a financial performance representation in Item 19 of its 2026 FDD. Read it closely: franchisors choose which units and which metrics to include.