FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · IDAHO

ALPHAGRAPHICS franchise in Idaho: what the public record shows

Franchisees of ALPHAGRAPHICS in Idaho have taken 6 SBA loans since 1991 (average $285,500)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 27.6% is the better guide. Its latest FDD Item 20 state table reports 4 franchised outlets in Idaho (fiscal 2025) — about 0.2 per 100k residents.

SBA loan outcomes · Idahovs national

Loans in ID

6

Resolved

5

Local charge-off

thin

National charge-off

27.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = ID. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Franchised outlets in Idaho · FDD Item 20+0 over the disclosed window
Fiscal yearFranchisedCompany-owned
202340
202440
202540
Same-sector systems with SBA loan history in Idaho10 systems
SystemLoans in IDLocal charge-offUnits in ID
Subway512.4%110
BIG O TIRES1916.7%7
DAIRY QUEEN15thin
Blimpie1310.0%
SERVICEMASTER RESTORE8thin13
A&W7thin8
CRUMBL6thin11
PITA PIT6thin6
Culligan5thin7
JERSEY MIKE'S5thin18

Same sector, same state, same public records — how ALPHAGRAPHICS compares to the systems a buyer in Idaho would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing ALPHAGRAPHICS's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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