FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · MINNESOTA

Amazing Lash Studio franchise in Minnesota: what the public record shows

Franchisees of Amazing Lash Studio in Minnesota have taken 5 SBA loans since 1991 (average $321,380)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 13.0% is the better guide. Its latest FDD Item 20 state table reports 6 franchised outlets in Minnesota (fiscal 2019) — about 0.1 per 100k residents.

SBA loan outcomes · Minnesotavs national

Loans in MN

5

Resolved

3

Local charge-off

thin

National charge-off

13.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Minnesota vs nationalTypical density

Businesses in this industry

1,569

statewide, all operators

Per 100k residents

27.1

national 26.6

Versus the country

+2%

denser

Every business in Amazing Lash Studio's industry operating in Minnesota — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Franchised outlets in Minnesota · FDD Item 20+1 over the disclosed window
Fiscal yearFranchisedCompany-owned
20175
20185
20196
Same-sector systems with SBA loan history in Minnesota5 systems
SystemLoans in MNLocal charge-offUnits in MN
Fantastic Sams666.0%
GREAT CLIPS150.0%
European Wax Centers-Galleria120.0%
Planet Beach1140.0%
Deka Lash5thin

Same sector, same state, same public records — how Amazing Lash Studio compares to the systems a buyer in Minnesota would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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