FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS

Americinn franchise in Illinois: what the public record shows

Franchisees of Americinn in Illinois have taken 6 SBA loans in the FY1991–present FOIA files (average $2,724,450). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Americinn's national ratio is 0.7× (not clearly different from 1.0×).

SBA loan outcomes · Illinoisvs same-year franchise loans

Loans in IL

6

Charged off (all years)

0 of 1

Loss ratio in IL

—

Loss ratio nationally (not clear)

0.7×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in Illinois12 systems
SystemLoans in ILCharged off (all years)Loss ratio in ILUnits in IL
Super 81059 of 690.9×NOT CLEAR—
Days Inn509 of 331.5×NOT CLEAR—
Best Western Inn397 of 23——
QUALITY INN372 of 17—51
Comfort Inn321 of 19——
Holiday Inn Express295 of 15——
Motel 6280 of 18——
Baymont Inn & Suites243 of 14——
Ramada Inn242 of 15——
Red Roof Inn240 of 13——
Country Inn192 of 10—24
ECONO LODGE192 of 12—12

Other systems in Americinn's sector whose franchisees borrowed in Illinois. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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