FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · WASHINGTON

AMERIPRISE FINANCIAL SERVICES LLC franchise in Washington: what the public record shows

Franchisees of AMERIPRISE FINANCIAL SERVICES LLC in Washington have taken 17 SBA loans since 1991 (average $555,329), and of the 15 loans whose story has ended, 0.0% were charged off — versus 0.2% for AMERIPRISE FINANCIAL SERVICES LLC nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Washingtonvs national

Loans in WA

17

Resolved

15

Local charge-off

0.0%

National charge-off

0.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Washington vs nationalTypical density

Businesses in this industry

634

statewide, all operators

Per 100k residents

8

national 8.1

Versus the country

-1%

thinner

Every business in AMERIPRISE FINANCIAL SERVICES LLC's industry operating in Washington — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Washington3 systems
SystemLoans in WALocal charge-offUnits in WA
Mail Boxes Etc. Usa248.3%
Fedex Ground7thin
Liberty Tax Service5thin

Same sector, same state, same public records — how AMERIPRISE FINANCIAL SERVICES LLC compares to the systems a buyer in Washington would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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