SBA 7(a)/504 FOIA · FY1991–PRESENT · NEBRASKA
Amoco (Gas Station) franchise in Nebraska: what the public record shows
Franchisees of Amoco (Gas Station) in Nebraska have taken 5 SBA loans since 1991 (average $279,200)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 20.0% is the better guide.
Loans in NE
5
Resolved
3
Local charge-off
thin
National charge-off
20.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NE. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
824
statewide, all operators
Per 100k residents
41.1
national 30.2
Versus the country
+36%
denser
Every business in Amoco (Gas Station)'s industry operating in Nebraska — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$941
Nebraska, BLS QCEW 2025
National average
$1,002
same industry, all states
Versus the country
-6%
cheaper to staff
What Amoco (Gas Station)'s industry actually pays workers in Nebraska, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Amoco (Gas Station)'s numbers, including talking you out of a bad deal.