SBA 7(a)/504 FOIA · FY1991–PRESENT · ARKANSAS
ANYTIME FITNESS; ANYTIME FITNESS EXPRESS franchise in Arkansas: what the public record shows
Franchisees of ANYTIME FITNESS; ANYTIME FITNESS EXPRESS in Arkansas have taken 7 SBA loans since 1991 (average $333,100)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 11.6% is the better guide.
Loans in AR
7
Resolved
4
Local charge-off
thin
National charge-off
11.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AR. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
225
statewide, all operators
Per 100k residents
7.3
national 11.9
Versus the country
-39%
thinner
Every business in ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's industry operating in Arkansas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in AR | Local charge-off | Units in AR |
|---|---|---|---|
| Curves for Women | 11 | 9.1% | — |
Same sector, same state, same public records — how ANYTIME FITNESS; ANYTIME FITNESS EXPRESS compares to the systems a buyer in Arkansas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →