FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO

ANYTIME FITNESS; ANYTIME FITNESS EXPRESS franchise in Colorado: what the public record shows

Franchisees of ANYTIME FITNESS; ANYTIME FITNESS EXPRESS in Colorado have taken 26 SBA loans since 1991 (average $491,426), and of the 22 loans whose story has ended, 4.5% were charged off — versus 11.6% for ANYTIME FITNESS; ANYTIME FITNESS EXPRESS nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Coloradovs national

Loans in CO

26

Resolved

22

Local charge-off

4.5%

National charge-off

11.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Colorado vs nationalDense market

Businesses in this industry

954

statewide, all operators

Per 100k residents

16

national 11.9

Versus the country

+34%

denser

Every business in ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Colorado12 systems
SystemLoans in COLocal charge-offUnits in CO
Orangetheory180.0%
F45 Training11thin
I LOVE KICKBOXING1118.2%
THE LITTLE GYM10thin
CycleBar8thin
Snap Fitness Club8thin5
Stretch Lab8thin
Yoga Six8thin
Burn Boot Camp Fitness7thin
Planet Fitness6thin42
Club Pilates5thin
Curves for Women5thin

Same sector, same state, same public records — how ANYTIME FITNESS; ANYTIME FITNESS EXPRESS compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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