SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSOURI
ANYTIME FITNESS; ANYTIME FITNESS EXPRESS franchise in Missouri: what the public record shows
Franchisees of ANYTIME FITNESS; ANYTIME FITNESS EXPRESS in Missouri have taken 40 SBA loans since 1991 (average $236,855), and of the 33 loans whose story has ended, 3.0% were charged off — versus 11.6% for ANYTIME FITNESS; ANYTIME FITNESS EXPRESS nationally and 14.8% across all rateable franchise brands.
Loans in MO
40
Resolved
33
Local charge-off
3.0%
National charge-off
11.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
631
statewide, all operators
Per 100k residents
10.1
national 11.9
Versus the country
-15%
thinner
Every business in ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's industry operating in Missouri — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in MO | Local charge-off | Units in MO |
|---|---|---|---|
| Curves for Women | 17 | 11.8% | — |
| F45 Training | 10 | thin | — |
| Snap Fitness Club | 10 | thin | 6 |
| Exercise Coach | 8 | thin | — |
| I LOVE KICKBOXING | 8 | thin | — |
| Orangetheory | 8 | thin | — |
| THE LITTLE GYM | 7 | thin | — |
| CycleBar | 5 | thin | — |
Same sector, same state, same public records — how ANYTIME FITNESS; ANYTIME FITNESS EXPRESS compares to the systems a buyer in Missouri would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →