FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEBRASKA

ANYTIME FITNESS franchise in Nebraska: what the public record shows

Franchisees of ANYTIME FITNESS in Nebraska have taken 21 SBA loans since 1991 (average $261,966), and of the 17 loans whose story has ended, 11.8% were charged off — versus 11.6% for ANYTIME FITNESS nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Nebraskavs national

Loans in NE

21

Resolved

17

Local charge-off

11.8%

National charge-off

11.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NE. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Nebraska vs nationalTypical density

Businesses in this industry

273

statewide, all operators

Per 100k residents

13.6

national 11.9

Versus the country

+14%

denser

Every business in ANYTIME FITNESS's industry operating in Nebraska — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Nebraska vs nationalBelow-average wages

Avg weekly wage, this industry

$294

Nebraska, BLS QCEW 2025

National average

$438

same industry, all states

Versus the country

-33%

cheaper to staff

What ANYTIME FITNESS's industry actually pays workers in Nebraska, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing ANYTIME FITNESS's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

Book a free 30-minute call →