SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW MEXICO
ANYTIME FITNESS franchise in New Mexico: what the public record shows
Franchisees of ANYTIME FITNESS in New Mexico have taken 7 SBA loans since 1991 (average $451,057)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 11.6% is the better guide.
Loans in NM
7
Resolved
4
Local charge-off
thin
National charge-off
11.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NM. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
197
statewide, all operators
Per 100k residents
9.2
national 11.9
Versus the country
-23%
thinner
Every business in ANYTIME FITNESS's industry operating in New Mexico — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$354
New Mexico, BLS QCEW 2025
National average
$438
same industry, all states
Versus the country
-19%
cheaper to staff
What ANYTIME FITNESS's industry actually pays workers in New Mexico, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing ANYTIME FITNESS's numbers, including talking you out of a bad deal.