FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN

ANYTIME FITNESS; ANYTIME FITNESS EXPRESS franchise in Wisconsin: what the public record shows

Franchisees of ANYTIME FITNESS; ANYTIME FITNESS EXPRESS in Wisconsin have taken 66 SBA loans since 1991 (average $498,122), and of the 53 loans whose story has ended, 11.3% were charged off — versus 11.6% for ANYTIME FITNESS; ANYTIME FITNESS EXPRESS nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Wisconsinvs national

Loans in WI

66

Resolved

53

Local charge-off

11.3%

National charge-off

11.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Wisconsin vs nationalTypical density

Businesses in this industry

811

statewide, all operators

Per 100k residents

13.6

national 11.9

Versus the country

+14%

denser

Every business in ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's industry operating in Wisconsin — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Wisconsin6 systems
SystemLoans in WILocal charge-offUnits in WI
Snap Fitness Club3618.5%28
Curves for Women200.0%
Club Pilates8thin
Burn Boot Camp Fitness6thin
I LOVE KICKBOXING5thin
Orangetheory5thin

Same sector, same state, same public records — how ANYTIME FITNESS; ANYTIME FITNESS EXPRESS compares to the systems a buyer in Wisconsin would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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