FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · MASSACHUSETTS

Arthur Murray Dance Studio franchise in Massachusetts: what the public record shows

Franchisees of Arthur Murray Dance Studio in Massachusetts have taken 7 SBA loans since 1991 (average $307,600)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 8.1% is the better guide.

SBA loan outcomes · Massachusettsvs national

Loans in MA

7

Resolved

4

Local charge-off

thin

National charge-off

8.1%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Massachusetts vs nationalDense market

Businesses in this industry

2,551

statewide, all operators

Per 100k residents

35.7

national 26.5

Versus the country

+35%

denser

Every business in Arthur Murray Dance Studio's industry operating in Massachusetts — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Massachusetts vs nationalHigh wage pressure

Avg weekly wage, this industry

$815

Massachusetts, BLS QCEW 2025

National average

$645

same industry, all states

Versus the country

+26%

costlier to staff

What Arthur Murray Dance Studio's industry actually pays workers in Massachusetts, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Same-sector systems with SBA loan history in Massachusetts9 systems
SystemLoans in MALocal charge-offUnits in MA
The Goddard School30thin
PRIMROSE SCHOOLS18thin12
The Learning Experience17thin
SYLVAN LEARNING11thin2
Kiddie Academy9thin
Goddard Early Learning Center6thin
Goldfish Swim School6thin
Huntington Learning Center5thin
School of Rock5thin

Same sector, same state, same public records — how Arthur Murray Dance Studio compares to the systems a buyer in Massachusetts would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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