FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA

Baymont Inn & Suites franchise in Iowa: what the public record shows

Franchisees of Baymont Inn & Suites in Iowa have taken 7 SBA loans in the FY1991–present FOIA files (average $1,472,428). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Baymont Inn & Suites's national ratio is 0.7× (not clearly different from 1.0×).

SBA loan outcomes · Iowavs same-year franchise loans

Loans in IA

7

Charged off (all years)

0 of 6

Loss ratio in IA

—

Loss ratio nationally (not clear)

0.7×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in Iowa8 systems
SystemLoans in IACharged off (all years)Loss ratio in IAUnits in IA
Super 8573 of 460.5×NOT CLEAR—
Americinn170 of 10——
QUALITY INN161 of 9—31
Days Inn143 of 9——
Holiday Inn80 of 3——
Ramada Inn81 of 5——
Holiday Inn Express71 of 6——
SLEEP INN50 of 2—11

Other systems in Baymont Inn & Suites's sector whose franchisees borrowed in Iowa. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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