FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · SOUTH CAROLINA

Baymont Inn & Suites franchise in South Carolina: what the public record shows

Franchisees of Baymont Inn & Suites in South Carolina have taken 22 SBA loans in the FY1991–present FOIA files (average $2,194,695). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Baymont Inn & Suites's national ratio is 0.7× (not clearly different from 1.0×).

SBA loan outcomes · South Carolinavs same-year franchise loans

Loans in SC

22

Charged off (all years)

1 of 11

Loss ratio in SC

—

Loss ratio nationally (not clear)

0.7×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = SC. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in South Carolina12 systems
SystemLoans in SCCharged off (all years)Loss ratio in SCUnits in SC
QUALITY INN674 of 430.8×NOT CLEAR55
Days Inn6411 of 451.5×NOT CLEAR—
Super 8303 of 21——
Comfort Inn271 of 21——
SLEEP INN250 of 16—18
Best Western Inn240 of 15——
Red Roof Inn241 of 15——
Choice Hotels International216 of 20——
ECONO LODGE202 of 13—19
Holiday Inn Express200 of 13——
Howard Johnson181 of 17——
Ramada Inn182 of 10——

Other systems in Baymont Inn & Suites's sector whose franchisees borrowed in South Carolina. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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