FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA

Best Western Inn franchise in Georgia: what the public record shows

Franchisees of Best Western Inn in Georgia have taken 60 SBA loans in the FY1991–present FOIA files (average $1,573,032). Those approved through FY2020 defaulted at a rate not clearly different from franchise loans made in the same years nationally: 4 charge-offs among 38 resolved loans, where about 5.2 would be expected (0.8×). Best Western Inn's national ratio is 0.7×.

SBA loan outcomes · Georgiavs same-year franchise loans

Loans in GA

60

Charged off (all years)

4 of 40

Loss ratio in GA (not clear)

0.8×

Loss ratio nationally

0.7×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Same-sector systems with SBA loan history in Georgia12 systems
SystemLoans in GACharged off (all years)Loss ratio in GAUnits in GA
Days Inn14011 of 980.8×NOT CLEAR—
QUALITY INN883 of 450.6×NOT CLEAR98
Super 88613 of 591.4×NOT CLEAR—
Comfort Inn706 of 490.9×NOT CLEAR—
ECONO LODGE613 of 330.6×NOT CLEAR51
Hampton Inns573 of 320.7×NOT CLEAR—
Motel 6490 of 25——
Country Inn455 of 27—36
Holiday Inn Express437 of 25——
Red Roof Inn423 of 28——
Baymont Inn & Suites402 of 18——
La Quinta Inn393 of 21——

Other systems in Best Western Inn's sector whose franchisees borrowed in Georgia. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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