Verified — real FDD extraction
SBA-eligible · directory code S0524 since 2017
BLO BLOW DRY BAR INC.
Food & Dining · independent · est. —
Blo Blow Dry Bar is a beauty services concept focused on wash-and-style blowouts, with add-ons like makeup application, rather than cuts or color. A franchisee operates a storefront bar-style salon where stylists deliver menu-based blowout styles to appointment and walk-in clients.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).
The verdict
Not enough disclosure
Distress
No verified FDD extraction to judge from. Any figures shown are labelled sample data or independent federal records.
Exit rate · latest year
4.2%
vs 8.6% across 137 food & dining systems
Cost to open
$214K–$337K
Item 7 total investment range
SBA loan defaults
10.5%
vs 14.8% avg across rated brands
Behind the verdict
the record, factor by factor · Item 20
3-yr trend · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness
Systemwide units
2018–2020
Survival record
FDD Item 20 · outlet status by year
In fiscal 2020, 3 of 71 franchised outlets left the system — a 4.2% annualized exit rate, vs 8.6% across 137 food & dining systems. Not every exit is a failure — but this is the measurable floor.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2018 | 2019 | 2020 |
|---|---|---|---|
| Outlets at start | 44 | 57 | 71 |
| Opened | 14 | 18 | 10 |
| Transfers | 8 | 5 | 4 |
| Terminations | 0 | 0 | 1 |
| Non-renewals | 0 | 3 | 1 |
| Reacquired by franchisor | 0 | 0 | 0 |
| Ceased — other reasons | 0 | 1 | 1 |
| Outlets at end | 57 | 71 | 78 |
| Net change | +13 | +14 | +7 |
The lender's view
SBA 7(a)/504 loan performance · FY1991–present
Banks have made 103 SBA-backed loans to BLO BLOW DRY BAR INC. franchisees since 2013. Of the 38 that have resolved, 10.5% were charged off (defaulted) rather than paid in full, versus 14.8% across 576 rated brands.
10.5%
4 of 38 resolved defaulted
80.1%
avg. charged-off $ ÷ approved $
8.4%
default rate × loss severity
$414,781
what recent franchisees borrowed
76 mo
approval → charge-off, defaulted loans
26 vs 24
distinct banks still lending
Charge-off rate by loan approval year (%)
Loan performance by state
SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO BLO BLOW DRY BAR INC. BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL
The owner's side of the deal
FDD × federal loan record
Who finances it
the Huntington National Bank
15.7% of this brand's loans
That lender charges off 10.1% of its loans to other franchise brands, vs 14.8% nationally.
Who buys it
62.9%
first-time franchise owners
The rest already owned at least one other franchise. Across the corpus, brands bought mostly by repeat operators charge off at roughly 10% versus 17% for brands sold mostly to newcomers.
Does experience help here?
Not enough resolved loans to split
Computed from 103 SBA 7(a)/504 loans to BLO BLOW DRY BAR INC. franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a $45K franchise fee (Item 5) and a total investment of $214K–$337K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.
To open (Item 7)
$214K–$337K
all-in investment range
Franchise fee (Item 5)
$45K
upfront, one-time
Royalty (Item 6)
6%
of sales, ongoing
Your figure — cross-check against this brand's Item 19 and current-owner validation.
Royalty you'd pay / yr
$60K
6% of sales, before profit
Over a 10-yr term
$600K
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for BLO BLOW DRY BAR INC. with an independent CPAModeled risk
FDD Risk Score · modeled from the public record
Modeled from the public record, this brand sits mid-pack: riskier than 58% of systems we score.
Risk percentile
58 / 100
Loan-corroborated
Modeled SBA charge-off
13.8%
Observed SBA charge-off
10.5%
Top drivers: Share financed by high-loss lenders (lowers) · System size (log units) (raises) · Single-lender dependence (raises) · Item 3 litigation (log) (raises). 15+ resolved loans stand behind this estimate. A linear scorecard built from this brand's own disclosure figures plus the federal loan record behind its franchisees; full spec and cross-validated accuracy on the methodology page. A score is context, not a verdict.
Distress signals
news-sourced · bankruptcies, closures, lawsuits
No recent closures, bankruptcies, or major lawsuits found in the news for BLO BLOW DRY BAR INC.. That's a good sign — but it reflects news coverage, not a guarantee.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing BLO BLOW DRY BAR INC.'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →BLO BLOW DRY BAR INC. franchise questions, answered from the filings
What percentage of BLO BLOW DRY BAR INC. franchises closed last year?
In BLO BLOW DRY BAR INC.'s latest FDD Item 20 (fiscal 2020), 3 of 71 franchised outlets left the system — an annualized exit rate of 4.2% — compared with 8.6% across 137 food & dining systems tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.
How much does a BLO BLOW DRY BAR INC. franchise cost?
Per BLO BLOW DRY BAR INC.'s 2026 FDD, buying in requires an initial franchise fee of $45K (Item 5) and a total initial investment of $214K–$337K (Item 7).
What royalty does BLO BLOW DRY BAR INC. charge?
BLO BLOW DRY BAR INC. charges an ongoing royalty of 6.0% of gross sales, per Item 6 of its 2026 FDD.
Does BLO BLOW DRY BAR INC. disclose earnings (Item 19)?
Yes — BLO BLOW DRY BAR INC. makes a financial performance representation in Item 19 of its 2026 FDD. Read it closely: franchisors choose which units and which metrics to include.
How often do SBA loans for BLO BLOW DRY BAR INC. franchises default?
Across 103 SBA-backed loans to BLO BLOW DRY BAR INC. franchisees since 2013, 4 of the 38 that have resolved were charged off — a 10.5% default rate, versus about 14.8% across all rated franchise brands. This is the lender's-eye view of franchisee failure, drawn from public SBA 7(a)/504 FOIA data and independent of the franchisor's own disclosures.