SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
BRICKS AND MINFIGS franchise in Ohio: what the public record shows
Franchisees of BRICKS AND MINFIGS in Ohio have taken 6 SBA loans in the FY1991–present FOIA files (average $152,866). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. BRICKS AND MINFIGS has too few seasoned resolved loans nationally for a national ratio. Its latest FDD Item 20 state table reports 9 franchised outlets in Ohio (fiscal 2025) — about 0.08 per 100k residents.
Loans in OH
6
Charged off (all years)
—
Loss ratio in OH
—
Loss ratio nationally
—
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 1 | — |
| 2024 | 5 | — |
| 2025 | 9 | — |
| System | Loans in OH | Charged off (all years) | Loss ratio in OH | Units in OH |
|---|---|---|---|---|
| Ace Hardware | 68 | 7 of 46 | 1.1×NOT CLEAR | — |
| Play It Again Sports | 40 | 2 of 29 | — | — |
| Convenient Food Mart | 23 | 4 of 21 | — | — |
| FLOWERAMA | 22 | 5 of 18 | — | — |
| Once Upon a Child | 16 | 1 of 10 | — | — |
| Fleet Feet | 12 | 0 of 5 | — | 9 |
| Iga Food Stores | 11 | 1 of 9 | — | — |
| General Nutrition Center | 10 | 0 of 8 | — | — |
| Woodcraft | 10 | 0 of 8 | — | — |
| Uptown Cheapskate | 9 | 0 of 3 | — | — |
| Grow Biz International | 8 | 1 of 5 | — | — |
| Batteries Plus | 7 | 1 of 4 | — | — |
Other systems in BRICKS AND MINFIGS's sector whose franchisees borrowed in Ohio. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing BRICKS AND MINFIGS’ numbers, including talking you out of a bad deal.