FRANCHISE·WATCH·DESK

ITEMS 5–7 · 2026 FDD

How much is a Buddy's Home Furnishings franchise?

Per Buddy's Home Furnishings's 2026 FDD, the initial franchise fee is $39,900 (Item 5) and the total initial investment runs $376K–$798K (Item 7); once open, you pay an ongoing royalty of 6.0% of gross sales (Item 6).

Franchise fee · Item 5

$39,900

one-time, to buy in

Royalty · Item 6

6.0%

of gross sales, ongoing

Total investment · Item 7

$376K–$798K

franchisor's own estimate

Buddy's Home Furnishings vs retail & products medians28 systems benchmarked
Cost lineBuddy's Home FurnishingsSector median
Initial franchise fee ITEM 5$39,900$40,000
Ongoing royalty ITEM 66.0%6.0%
Total initial investment ITEM 7$376K–$798K$176K–$388K

MEDIANS: LATEST FDD FILINGS (≤24 MONTHS OLD) OF 28 RETAIL & PRODUCTS SYSTEMS · FULL RETAIL & PRODUCTS BENCHMARK →

Breakeven framingwhat it costs · what it drags

The buy-in is the smaller number. The larger one is the drag: 6.0% of every sale leaves before rent, labor, or your salary — so breakeven depends on volume you cannot know from the FDD; use the Item 19 figures as a starting point, not a promise.

To open (Item 7)

$376K–$798K

all-in investment range

Franchise fee (Item 5)

$39,900

upfront, one-time

Royalty (Item 6)

6%

of sales, ongoing

If a unit does this in annual sales…$500K/yr

Starts at a placeholder of $500K — a round figure for the sector, not from Buddy's Home Furnishings’ filings. Set your own figure and check it against this brand's Item 19 and what owners tell you.

Royalty you'd pay / yr

$30K

6% of sales, before profit

Over a 10-yr term

$300K

royalties alone, excl. ad fund

This estimate is computed by software from the brand's public filings and any inputs you enter. No CPA prepared it for you and no assurance is provided on it. Actual results will differ, and the differences may be material.

This is not profit. It covers what the FDD fixes: what you put in, and the royalty you owe on sales. Your take-home depends on labor, rent, supplies, and the months to breakeven, none of which the FDD fixes for your unit (some Item 19s include cost data — read it).

Build a real pro-forma for Buddy's Home Furnishings with a buyer-paid CPA

Buddy's Home Furnishings cost questions, answered from the filing

How much is a Buddy's Home Furnishings franchise?

Per Buddy's Home Furnishings's 2026 FDD, opening a franchise requires an initial franchise fee of $39,900 (Item 5) and a total initial investment of $376K–$798K (Item 7). Item 7 is the franchisor's own estimate — treat the low end as a floor, not a budget.

What royalty does Buddy's Home Furnishings charge?

Buddy's Home Furnishings charges an ongoing royalty of 6.0% of gross sales, per Item 6 of its 2026 FDD. The median across 28 retail & products systems tracked here is 6.0%.

Does Buddy's Home Furnishings tell you what franchisees earn?

Partly — Buddy's Home Furnishings makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $670K. Unit revenue is not owner profit: subtract royalties, ad fund, rent, labor, and debt service.

The Buddy's Home Furnishings validation checklist

questions built from this brand's own filings · read them all on the profile

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A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Buddy's Home Furnishings’ numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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