FRANCHISE·WATCH·DESK

FILING · MN · 2026 FDD

Buddy's Home Furnishings FDD (Franchise Disclosure Document) — 2026

The FDD is the 23-item legal disclosure every U.S. franchisor must hand you at least 14 days before you sign or pay anything (FTC Franchise Rule, 16 CFR 436). Buddy's Home Furnishings's most recent FDD tracked here is the 2026 FDD, filed with the Minnesota Department of Commerce (public CARDS portal). Registration-state filings are public records, so you can read it free, with no sign-up.

Get the documentpublic record · PDF
Download from the Minnesota regulator (free) ↗

PUBLIC RECORD · FILED 2026 · SOURCE STATE MN

What the 2026 filing revealedextracted from the filing
ITEM 5Initial franchise fee$39,900
ITEM 6Ongoing royalty6.0% of gross sales
ITEM 7Total initial investment$376K–$798K
ITEM 3Disclosed litigation matters4
ITEM 4Item 4 bankruptcy disclosure (franchisor, predecessor, affiliate or officer — see filing)Yes
ITEM 19Earnings disclosure (FPR)Yes — median unit volume $670K (population and period as defined in the filing's Item 19)
ITEM 20Outlets (fiscal 2025)191 franchised at year end · 107 exits (exit rate 36.3%, fiscal 2025)
ITEM 21Franchisor financial statementsUnmodified (clean) opinion — Rivero, Gordimer & Company, P.A.
Item 19 · how Buddy's Home Furnishings's earnings claim is built2026 FDD · page-cited

Item 19's tables are images in this filing, so we could read who is included but not every figure.

What is measuredAverage Annual Gross Sales (gross sales)
PeriodFiscal year 2025
Whose resultsFranchised outlets
Units included188 of 191 Franchised Businesses at end of fiscal year 2025
Left out
  • opened after Dec 28, 2024 (3)
  • closed during fiscal 2025 (107)
Average (mean)not printed
Mediannot printed
Costs shownNone — sales only
Wherep. 50 (Item 19 runs pp. 49–65)
The filing's words“Tables 1-A and 1-B include certain information regarding the actual historical average annual Gross Sales for fiscal year 2025 for the 188 Franchised Businesses that operated for all of fiscal year 2025”
Item 21 · Buddy's Home Furnishings's own audited statements2026 FDD · page-cited

Rivero, Gordimer & Company, P.A. gave an unmodified (clean) opinion on the statements in the 2026 FDD.

Audit opinion

Unmodified (clean) opinion

Rivero, Gordimer & Company, P.A. · p. 82

Revenue

not extracted

2026 FDD

Net income

not extracted

2026 FDD

Revenue mix

Royalty share not extracted

initial-fee share not extracted

  • Fiscal years covered: not extracted (2026 FDD)
  • Statements are for: not extracted
  • Parent / owner: not identified in the statements

No statement figures extracted from the 2026 FDD.

How to read this: royalties recur as long as franchisees trade; initial and development fees arrive only when new franchises are sold. A franchisor whose revenue leans on initial fees is funding itself by selling territories, and that revenue stops when sales slow. Under ASC 606 most franchisors recognize initial fees over the agreement term, so the line understates the cash collected in a strong selling year. Ad-fund revenue, where reported, is included in total revenue as the statements present it.

Each figure links to its page in the filed PDF. “Matched to statement” means our extraction and a second, rule-based read of the statement page agree; “extracted · not cross-checked” means the statement page is a scanned image or could not be read as text. Figures we could not place on a consistent scale are withheld, not guessed. Spotted an error? Report a correction.

Every figure above was extracted by software from the 2026 Buddy's Home Furnishings FDD as filed (figures are not individually checked by a person) and links back to that document. Fields that could not be extracted are omitted; no figure here is estimated. Extraction errors are possible: the filing controls, and FDDs are reissued annually; verify against the current issuance before relying on any number. Spotted an error? Franchisors and owners can report it via the contact on our Terms page.

Buddy's Home Furnishings FDD questions, answered

Where can I download the Buddy's Home Furnishings FDD for free?

Buddy's Home Furnishings's 2026 Franchise Disclosure Document is a public record, filed with the Minnesota Department of Commerce (public CARDS portal). It can be downloaded free from the source link on this page — no broker form, no email signup required.

What year is Buddy's Home Furnishings's most recent FDD on file?

The most recent Buddy's Home Furnishings FDD tracked here is the 2026 FDD, filed with the Minnesota Department of Commerce (public CARDS portal). Franchisors must update their FDD annually; confirm you are reading the current issuance before signing.

Does Buddy's Home Furnishings's FDD disclose earnings (Item 19)?

Yes — Buddy's Home Furnishings makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $670K. Read the basis fine print: franchisors choose which units and metrics to include.

What does Buddy's Home Furnishings's FDD Item 20 show?

In fiscal 2025, Buddy's Home Furnishings ended with 191 franchised outlets; 107 of 295 open at the start of the year left the system (exit rate 36.3%, fiscal 2025) through terminations, non-renewals, and "ceased operations — other reasons".

The Buddy's Home Furnishings validation checklist

questions built from this brand's own filings · read them all on the profile

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