OFFICIAL FILING · MN · 2026
Buddyâs Home Furnishings FDD (Franchise Disclosure Document) — 2026
The FDD is the 23-item legal disclosure every U.S. franchisor must hand you at least 14 days before you sign or pay anything (FTC Franchise Rule, 16 CFR 436). Buddyâs Home Furnishings's most recent FDD tracked here was filed in 2026 with the Minnesota Department of Commerce (public CARDS portal) — and because registration-state filings are public records, you can read it free, without giving a broker your phone number.
THE SAME DOCUMENT SITES SELL OR GATE BEHIND LEAD FORMS. FILED 2026 · SOURCE STATE MN
| ITEM 5 | Initial franchise fee | $40K |
| ITEM 6 | Ongoing royalty | 6.0% of gross sales |
| ITEM 7 | Total initial investment | $376K–$798K |
| ITEM 3 | Disclosed litigation matters | 4 |
| ITEM 4 | Bankruptcy history disclosed | Yes |
| ITEM 19 | Earnings disclosure (FPR) | Yes — median unit volume $670K (Table 1-A/1-B: "Buddy's Home Furnishings Franchise Retail Businesses Open at Least 12 Months, Fiscal Year 2025"; n=188 (47 per quartile). "At the end of fiscal year 2025, there were 191 Franchised Businesses, 3 of which opened after December 28, 2024... the 188 Franchised Businesses that operated for all of fiscal year 2025 (the '2025 Franchised Businesses'). The 107 Franchised Businesses that closed during fiscal year 2025, none of which Franchised Businesses closed after being open less than 12 months, have not been included in the data set for these Tables.") |
| ITEM 20 | Outlets (fiscal 2025) | 191 franchised at year end · 107 exits (36.3% annualized) |
| ITEM 21 | Franchisor financial statements | clean (unqualified) audit opinion — Rivero, Gordimer & Company, P.A. |
Citation discipline: every figure above is extracted from the 2026 Buddyâs Home Furnishings FDD as filed and links back to that document. Fields the filing did not state are omitted — nothing here is estimated, surveyed, or filled in from marketing material. FDDs are reissued annually; verify against the current issuance before relying on any number.
Buddyâs Home Furnishings FDD questions, answered
Where can I download the Buddyâs Home Furnishings FDD for free?
Buddyâs Home Furnishings's 2026 Franchise Disclosure Document is a public record, filed with the Minnesota Department of Commerce (public CARDS portal). It can be downloaded free from the source link on this page — no broker form, no email signup required.
What year is Buddyâs Home Furnishings's most recent FDD on file?
The most recent Buddyâs Home Furnishings FDD tracked here was filed in 2026 with the Minnesota Department of Commerce (public CARDS portal). Franchisors must update their FDD annually, so confirm you are reading the current issuance before signing.
Does Buddyâs Home Furnishings's FDD disclose earnings (Item 19)?
Yes — Buddyâs Home Furnishings makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $670K. Read the basis fine print: franchisors choose which units and metrics to include.
What does Buddyâs Home Furnishings's FDD Item 20 show?
In fiscal 2025, Buddyâs Home Furnishings ended with 191 franchised outlets; 107 of 295 open at the start of the year left the system — an annualized exit rate of 36.3% (terminations, non-renewals, and "ceased operations — other reasons").
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Buddyâs Home Furnishings's numbers, including talking you out of a bad deal.
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