SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
Century 21 franchise in Florida: what the public record shows
Franchisees of Century 21 in Florida have taken 21 SBA loans since 1991 (average $396,666), and of the 15 loans whose story has ended, 6.7% were charged off — versus 12.1% for Century 21 nationally and 14.8% across all rateable franchise brands.
Loans in FL
21
Resolved
15
Local charge-off
6.7%
National charge-off
12.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
21,138
statewide, all operators
Per 100k residents
90.4
national 47.9
Versus the country
+89%
denser
Every business in Century 21's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| RE/MAX | 31 | 11.8% | 213 |
| PROPERTY MANAGEMENT INCORPORATED FRANCHISE LLC | 14 | thin | 68 |
| REAL PROPERTY MANAGEMENT | 9 | thin | 50 |
Same sector, same state, same public records — how Century 21 compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Century 21's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →