FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA

Choice Hotels International franchise in Georgia: what the public record shows

Franchisees of Choice Hotels International in Georgia have taken 38 SBA loans since 1991 (average $1,306,121), and of the 27 loans whose story has ended, 48.1% were charged off — versus 27.0% for Choice Hotels International nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Georgiavs national

Loans in GA

38

Resolved

27

Local charge-off

48.1%

National charge-off

27.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in Georgia12 systems

Same sector, same state, same public records — how Choice Hotels International compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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