SBA 7(a)/504 FOIA · FY1991–PRESENT · SOUTH CAROLINA
Choice Hotels International franchise in South Carolina: what the public record shows
Franchisees of Choice Hotels International in South Carolina have taken 21 SBA loans since 1991 (average $1,317,714), and of the 20 loans whose story has ended, 30.0% were charged off — versus 27.0% for Choice Hotels International nationally and 14.8% across all rateable franchise brands.
Loans in SC
21
Resolved
20
Local charge-off
30.0%
National charge-off
27.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = SC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in SC | Local charge-off | Units in SC |
|---|---|---|---|
| Days Inn | 49 | 26.8% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 40 | 3.3% | — |
| Holiday Inn Express | 38 | 12.0% | — |
| Super 8 | 32 | 13.0% | — |
| Red Roof Inn | 24 | 6.7% | — |
| Baymont Inn & Suites | 21 | 0.0% | — |
| Howard Johnson | 18 | 5.9% | — |
| Ramada Inn | 16 | thin | — |
| Best Western Inn | 15 | 0.0% | — |
| Travelodge | 15 | thin | — |
| Knights Inn | 13 | 30.0% | — |
| Microtel | 13 | thin | — |
Same sector, same state, same public records — how Choice Hotels International compares to the systems a buyer in South Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Choice Hotels International's numbers, including talking you out of a bad deal.