FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · KANSAS

Coast-to-Coast Store franchise in Kansas: what the public record shows

Franchisees of Coast-to-Coast Store in Kansas have taken 12 SBA loans since 1991 (average $124,483), and of the 12 loans whose story has ended, 0.0% were charged off — versus 16.9% for Coast-to-Coast Store nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Kansasvs national

Loans in KS

12

Resolved

12

Local charge-off

0.0%

National charge-off

16.9%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = KS. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Kansas vs nationalTypical density

Businesses in this industry

1,028

statewide, all operators

Per 100k residents

34.6

national 39.6

Versus the country

-13%

thinner

Every business in Coast-to-Coast Store's industry operating in Kansas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Kansas4 systems
SystemLoans in KSLocal charge-offUnits in KS
Ace Hardware1120.0%
True Value Hardware9thin
Snap-On Tools8thin
Do It Best Hardware5thin

Same sector, same state, same public records — how Coast-to-Coast Store compares to the systems a buyer in Kansas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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