SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA
College Hunks Hauling Junk franchise in Virginia: what the public record shows
Franchisees of College Hunks Hauling Junk in Virginia have taken 8 SBA loans since 1991 (average $194,875)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 30.2% is the better guide. Its latest FDD Item 20 state table reports 7 franchised outlets in Virginia (fiscal 2025) — about 0.08 per 100k residents.
Loans in VA
8
Resolved
3
Local charge-off
thin
National charge-off
30.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
2,194
statewide, all operators
Per 100k residents
24.9
national 26.5
Versus the country
-6%
thinner
Every business in College Hunks Hauling Junk's industry operating in Virginia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$667
Virginia, BLS QCEW 2025
National average
$645
same industry, all states
Versus the country
+3%
costlier to staff
What College Hunks Hauling Junk's industry actually pays workers in Virginia, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 8 | — |
| 2024 | 7 | — |
| 2025 | 7 | — |
| System | Loans in VA | Local charge-off | Units in VA |
|---|---|---|---|
| The Goddard School | 39 | 0.0% | — |
| Kiddie Academy | 36 | 14.3% | — |
| The Learning Experience | 22 | thin | — |
| PRIMROSE SCHOOLS | 19 | thin | 22 |
| Goddard Early Learning Center | 15 | 0.0% | — |
| Huntington Learning Center | 10 | thin | — |
| SYLVAN LEARNING | 10 | 20.0% | 9 |
| Primrose School (Daycare) | 9 | thin | — |
| Montessori Kids Universe | 6 | thin | 3 |
| School of Rock | 5 | thin | — |
Same sector, same state, same public records — how College Hunks Hauling Junk compares to the systems a buyer in Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing College Hunks Hauling Junk's numbers, including talking you out of a bad deal.