FRANCHISE·WATCH·DESK

Verified — real FDD extraction

Not found in the SBA Franchise Directory under this name — though SBA loans to its franchisees exist; verify eligibility with your lender

COOL VU GLASS AND SURFACE SOLUTIONS

Home Services · independent · est. —

CoolVu sells and installs window films and surface coatings for homes and businesses to reduce heat, glare, and UV, plus glass and surface protection solutions. A franchisee runs a mobile installation business, doing on-site consultations and applying films to windows and surfaces.

COOL VU GLASS AND SURFACE SOLUTIONS net unit count grew +8300.0% from 20212023 per its FDD Item 20.

New to franchising? Start here

A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.

Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:

  • Franchise fee — the one-time cost to buy in.
  • Royalty — the ongoing cut of your sales you pay the franchisor.
  • Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).

The verdict

Proven & strong

Distress

0
STABLE

Enough units and history to judge, and the record is good: growing or stable units with clean exits by the standards of its disclosed record. The standout in the record: the system is growing.

Exit rate · latest year

0.0%

vs 9.2% across 42 home services systems

Cost to open

$58K–$97K

Item 7 total investment range

SBA loan defaults

Too few resolved

16 loans exist; too few resolved to rate

Behind the verdict

the record, factor by factor · Item 20

hi-1.0.0
Net unit growth35%

3-yr trend · Item 20 Table 1

Strong
Exit quality25%

terminations + ceased-ops vs. all exits · Table 3

Strong
Transfer / churn15%

transfers vs. base · Table 3

Strong
Promise-keeping10%

actual vs. projected openings · Table 5

Strong
Transparency15%

Item 19 disclosure + completeness

Strong

Systemwide units

2021–2023

+8300.0%
12021412022842023

Survival record

FDD Item 20 · outlet status by year

In fiscal 2023, 0 of 39 franchised outlets left the system — a 0.0% annualized exit rate, vs 9.2% across 42 home services systems. Not every exit is a failure — but this is the measurable floor.

Show the outlet tables
Status (FTC)202120222023
Outlets at start1141
Opened03942
Transfers000
Terminations000
Non-renewals000
Reacquired by franchisor000
Ceased — other reasons000
Outlets at end14184
Net change0+40+43

The lender's view

SBA 7(a)/504 loan performance · FY1991–present

Banks have made 16 SBA-backed loans to COOL VU GLASS AND SURFACE SOLUTIONS franchisees since 2023. Most are still open, so there is not yet a resolved cohort large enough to rate.

Charge-off rate

0 resolved · too thin to rate

Loss given default

avg. charged-off $ ÷ approved $

Expected loss

default rate × loss severity

Avg. loan · FY2020+

$138,125

what recent franchisees borrowed

Median time to default

approval → charge-off, defaulted loans

Lenders · FY21+ vs FY16–20

distinct banks lending

Charge-off rate by loan approval year (%)

SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO COOL VU GLASS AND SURFACE SOLUTIONS BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL

What it costs — and what it drags

FDD Items 5–7 · fees, investment, royalty

Buying in means a $20K franchise fee (Item 5) and a total investment of $58K–$97K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.

To open (Item 7)

$58K–$97K

all-in investment range

Franchise fee (Item 5)

$20K

upfront, one-time

Royalty (Item 6)

of sales, ongoing

If a unit does this in annual sales…$1M/yr

Your figure — cross-check against this brand's Item 19 and current-owner validation.

Royalty you'd pay / yr

$0

0% of sales, before profit

Over a 10-yr term

$0

royalties alone, excl. ad fund

This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.

Build a real pro-forma for COOL VU GLASS AND SURFACE SOLUTIONS with an independent CPA

Distress signals

news-sourced · bankruptcies, closures, lawsuits

No recent closures, bankruptcies, or major lawsuits found in the news for COOL VU GLASS AND SURFACE SOLUTIONS. That's a good sign — but it reflects news coverage, not a guarantee.

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COOL VU GLASS AND SURFACE SOLUTIONS franchise questions, answered from the filings

What percentage of COOL VU GLASS AND SURFACE SOLUTIONS franchises closed last year?

In COOL VU GLASS AND SURFACE SOLUTIONS's latest FDD Item 20 (fiscal 2023), 0 of 39 franchised outlets left the system — an annualized exit rate of 0.0% — compared with 9.2% across 42 home services systems tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.

How much does a COOL VU GLASS AND SURFACE SOLUTIONS franchise cost?

Per COOL VU GLASS AND SURFACE SOLUTIONS's 2024 FDD, buying in requires an initial franchise fee of $20K (Item 5) and a total initial investment of $58K–$97K (Item 7).

Does COOL VU GLASS AND SURFACE SOLUTIONS disclose earnings (Item 19)?

Yes — COOL VU GLASS AND SURFACE SOLUTIONS makes a financial performance representation in Item 19 of its 2024 FDD. Read it closely: franchisors choose which units and which metrics to include.

Is COOL VU GLASS AND SURFACE SOLUTIONS a good franchise to buy? Health score, exit rate & costs (2026) · Franchise Watch Desk