Verified — real FDD extraction
Not found in the SBA Franchise Directory under this name — though SBA loans to its franchisees exist; verify eligibility with your lender
COOL VU GLASS AND SURFACE SOLUTIONS
Home Services · independent · est. —
CoolVu sells and installs window films and surface coatings for homes and businesses to reduce heat, glare, and UV, plus glass and surface protection solutions. A franchisee runs a mobile installation business, doing on-site consultations and applying films to windows and surfaces.
COOL VU GLASS AND SURFACE SOLUTIONS net unit count grew +8300.0% from 2021–2023 per its FDD Item 20.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).
The verdict
Too new to judge
Distress
This system grew to 81 franchised units from a base of 0 — the record looks clean because very few units have been exposed for very long, not because many have survived. Median SBA time-to-default is about 61 months; this system has not lived through that window at scale. Judge the disclosures, not a verdict.
Exit rate · latest year
0.0%
vs 4.8% across 42 home services systems
Cost to open
$58K–$97K
Item 7 total investment range
SBA loan defaults
Too few resolved
16 loans exist; too few resolved to rate
Behind the verdict
the record, factor by factor · Item 20
3-yr trend · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness
Systemwide units
2021–2023
Survival record
FDD Item 20 · outlet status by year
In fiscal 2023, 0 of 39 franchised outlets left the system — a 0.0% annualized exit rate, vs 4.8% across 42 home services systems. Not every exit is a failure — but this is the measurable floor.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2021 | 2022 | 2023 |
|---|---|---|---|
| Outlets at start | 1 | 1 | 41 |
| Opened | 0 | 39 | 42 |
| Transfers | 0 | 0 | 0 |
| Terminations | 0 | 0 | 0 |
| Non-renewals | 0 | 0 | 0 |
| Reacquired by franchisor | 0 | 0 | 0 |
| Ceased — other reasons | 0 | 0 | 0 |
| Outlets at end | 1 | 41 | 84 |
| Net change | 0 | +40 | +43 |
The lender's view
SBA 7(a)/504 loan performance · FY1991–present
Banks have made 16 SBA-backed loans to COOL VU GLASS AND SURFACE SOLUTIONS franchisees since 2023. Most are still open, so there is not yet a resolved cohort large enough to rate.
—
0 resolved · too thin to rate
—
avg. charged-off $ ÷ approved $
—
default rate × loss severity
$138,125
what recent franchisees borrowed
—
approval → charge-off, defaulted loans
—
distinct banks lending
Charge-off rate by loan approval year (%)
SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO COOL VU GLASS AND SURFACE SOLUTIONS BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a $20K franchise fee (Item 5) and a total investment of $58K–$97K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.
To open (Item 7)
$58K–$97K
all-in investment range
Franchise fee (Item 5)
$20K
upfront, one-time
Royalty (Item 6)
—
of sales, ongoing
Your figure — cross-check against this brand's Item 19 and current-owner validation.
Royalty you'd pay / yr
$0
0% of sales, before profit
Over a 10-yr term
$0
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for COOL VU GLASS AND SURFACE SOLUTIONS with an independent CPADistress signals
news-sourced · bankruptcies, closures, lawsuits
No recent closures, bankruptcies, or major lawsuits found in the news for COOL VU GLASS AND SURFACE SOLUTIONS. That's a good sign — but it reflects news coverage, not a guarantee.
6 questions to ask a COOL VU GLASS AND SURFACE SOLUTIONS franchisee
Built from this brand's own disclosures · take it to your validation calls
The franchisor will give you a list of owners to call. Most buyers ask whether they like it. These are the questions built from what COOL VU GLASS AND SURFACE SOLUTIONS has actually disclosed — each one carries the number it came from, so you can tell whether the answer squares with the record.
- 01
Item 7 says the low end to open is $58K, but the average recent SBA loan to a COOL VU GLASS AND SURFACE SOLUTIONS franchisee was $138K. What did you actually spend to open, all in?
Lenders size loans to real project costs. A large gap between the disclosed floor and what banks actually fund is the most common way buyers get underfunded.
FDD Item 7 vs SBA approvals FY2020+
- 02
COOL VU GLASS AND SURFACE SOLUTIONS makes an earnings claim in Item 19. Does your unit look like that number — and do you know which units they included to build it?
Item 19 is legal to build from a flattering subset. Ask whether they excluded new units, closed units, or company stores.
FDD Item 19 · 2024
- 03
How many months did it take to cover your own costs, and how much cash did you burn getting there?
Ramp-to-breakeven working capital is the most underestimated line in any franchise purchase, and the most common reason otherwise-good units fail.
Not disclosed in any FDD — ask an owner
- 04
What does the franchisor charge for that you didn't expect — required tech fees, mandatory remodels, approved-supplier pricing?
Required spending appears across Items 6, 8 and 11 rather than in one place, so buyers routinely miss the total.
FDD Items 6, 8, 11
- 05
If your agreement came up for renewal tomorrow at current terms, would you sign again?
The single most predictive question you can ask. A hesitation is the answer.
Ask every owner you speak to
- 06
Who else should I call — including someone who left?
The franchisor's list is curated by definition. Former franchisees are where the unflattering truth lives, and current owners usually know how to reach them.
Ask every owner you speak to
Want this as a checklist you can take to the calls?
I'll email you the printable version, and tell you if COOL VU GLASS AND SURFACE SOLUTIONS’ numbers move — a new filing, a rising exit rate, a distress signal. Unsubscribe in one click.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing COOL VU GLASS AND SURFACE SOLUTIONS's numbers, including talking you out of a bad deal.
This page is what buyers see before they call you for validation. If the record above is wrong — or right in a way the numbers can't show — say so. Corrections are checked against the filings; nothing you write is published with your name unless you agree to it.
COOL VU GLASS AND SURFACE SOLUTIONS franchise questions, answered from the filings
What percentage of COOL VU GLASS AND SURFACE SOLUTIONS franchises closed last year?
In COOL VU GLASS AND SURFACE SOLUTIONS's latest FDD Item 20 (fiscal 2023), 0 of 39 franchised outlets left the system — an annualized exit rate of 0.0% — compared with 4.8% across 42 home services systems tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.
How much does a COOL VU GLASS AND SURFACE SOLUTIONS franchise cost?
Per COOL VU GLASS AND SURFACE SOLUTIONS's 2024 FDD, buying in requires an initial franchise fee of $20K (Item 5) and a total initial investment of $58K–$97K (Item 7).
Does COOL VU GLASS AND SURFACE SOLUTIONS disclose earnings (Item 19)?
Yes — COOL VU GLASS AND SURFACE SOLUTIONS makes a financial performance representation in Item 19 of its 2024 FDD. Read it closely: franchisors choose which units and which metrics to include.