SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN
Country Inn franchise in Wisconsin: what the public record shows
Franchisees of Country Inn in Wisconsin have taken 12 SBA loans in the FY1991–present FOIA files (average $2,127,333). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Country Inn's national ratio is 0.8× (not clearly different from 1.0×). Its latest FDD Item 20 state table reports 24 franchised outlets in Wisconsin (fiscal 2025) — about 0.4 per 100k residents.
Loans in WI
12
Charged off (all years)
1 of 8
Loss ratio in WI
—
Loss ratio nationally (not clear)
0.8×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 23 | — |
| 2023 | 23 | — |
| 2024 | 23 | — |
| 2024 | 23 | — |
| 2025 | 24 | — |
| 2025 | 24 | — |
| System | Loans in WI | Charged off (all years) | Loss ratio in WI | Units in WI |
|---|---|---|---|---|
| Super 8 | 58 | 6 of 37 | 0.9×NOT CLEAR | — |
| Americinn | 40 | 4 of 26 | — | — |
| Best Western Inn | 34 | 1 of 24 | — | — |
| Days Inn | 26 | 3 of 19 | — | — |
| ECONO LODGE | 20 | 0 of 13 | — | 12 |
| QUALITY INN | 19 | 0 of 12 | — | 36 |
| Baymont Inn & Suites | 15 | 1 of 9 | — | — |
| Holiday Inn Express | 14 | 0 of 10 | — | — |
| Microtel | 14 | 1 of 11 | — | — |
| Comfort Inn | 13 | 0 of 11 | — | — |
| Choice Hotels International | 11 | 2 of 10 | — | — |
| SLEEP INN | 11 | 0 of 7 | — | 11 |
Other systems in Country Inn's sector whose franchisees borrowed in Wisconsin. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Country Inn’s numbers, including talking you out of a bad deal.
Don Drummond — internal audit and controls background · what I charge