SBA 7(a)/504 FOIA · FY1991–PRESENT · MONTANA
DAIRY QUEEN franchise in Montana: what the public record shows
Franchisees of DAIRY QUEEN in Montana have taken 22 SBA loans since 1991 (average $335,922), and of the 15 loans whose story has ended, 0.0% were charged off — versus 9.4% for DAIRY QUEEN nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 35 franchised outlets in Montana (fiscal 2025) — about 3.08 per 100k residents.
Loans in MT
22
Resolved
15
Local charge-off
0.0%
National charge-off
9.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 35 | 0 |
| 2024 | 35 | 0 |
| 2025 | 35 | 0 |
| System | Loans in MT | Local charge-off | Units in MT |
|---|---|---|---|
| Subway | 50 | 2.3% | 64 |
| Radioshack | 16 | 6.3% | — |
| Insty-Prints | 11 | 0.0% | — |
| Culligan | 9 | thin | 8 |
| Firehouse Subs | 8 | thin | 1 |
| Fuddruckers | 7 | thin | — |
| POSTNET | 7 | thin | 1 |
| SERVICEMASTER RESTORE | 7 | thin | 5 |
| Alphagraphics, Printshops of the Futu | 5 | thin | — |
| Color Tile | 5 | thin | — |
| Sizzler Family Steakhouse | 5 | thin | — |
Same sector, same state, same public records — how DAIRY QUEEN compares to the systems a buyer in Montana would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing DAIRY QUEEN's numbers, including talking you out of a bad deal.
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